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Aflac Products in North Dakota

Explore supplemental insurance products available to employers and employees in North Dakota. Products, features, and availability may vary.

Accident Insurance

Cash benefits for covered injuries from accidents on or off the job.

  • Emergency room and urgent care benefits
  • Fracture and dislocation benefits
  • Follow-up treatment coverage
  • Transportation and lodging benefits
  • Wellness benefit for preventive care

Critical Illness Insurance

Lump-sum cash benefit upon diagnosis of a covered critical illness.

  • Heart attack, stroke, and organ failure coverage
  • Coronary artery bypass and end-stage renal failure
  • Lump-sum benefit paid directly to you
  • Coverage may include spouse and dependents
  • Wellness benefit included

Cancer Insurance

Dedicated coverage designed to help with costs related to cancer.

  • Diagnosis, treatment, and radiation benefits
  • Surgical and hospital confinement benefits
  • Transportation and lodging assistance
  • Continuing care and experimental treatment
  • Wellness screening benefit

Hospital Insurance

Cash benefits for hospital admissions, stays, and related costs.

  • Hospital admission and confinement benefits
  • ICU and intermediate care benefits
  • Surgical and anesthesia benefits
  • Mental health and substance abuse coverage
  • Daily hospital confinement benefit

Short-Term Disability Insurance

Income replacement when you cannot work due to illness or injury.

  • Weekly benefit up to a percentage of income
  • Coverage for sickness and accidents
  • Benefit periods ranging from weeks to months
  • Partial disability benefits may be available
  • Quick claims processing

Term Life Insurance

Affordable term life insurance coverage for employees and families.

  • Guaranteed issue coverage available
  • No medical exam or blood work needed
  • Coverage for employee, spouse, and children
  • Affordable group rates
  • Portable — may stay with you if you leave your job

Whole Life Insurance

Permanent life insurance with cash value accumulation.

  • Lifetime coverage that does not expire
  • Cash value accumulation over time
  • Guaranteed issue options may be available
  • Coverage for employee and family members
  • May build long-term financial value

Juvenile Life Insurance

Life insurance coverage designed for children.

  • Affordable coverage for children
  • Builds cash value over time
  • Locks in coverage at a young age
  • May be convertible to adult coverage
  • Provides financial protection for the family

Dental Insurance

Guaranteed issue dental coverage for preventive and restorative care.

  • Preventive care — cleanings, exams, X-rays
  • Basic services — fillings, extractions
  • Major services — crowns, bridges, dentures
  • Orthodontia coverage may be available
  • No waiting period on preventive services

Note: Must have 2 people out of 3 or more employees to keep dental activated. Any dentist will take Aflac Dental.

Vision Insurance

Coverage for eye exams, glasses, contacts, and more.

  • Annual eye exam benefit
  • Frames and lenses allowance
  • Contact lens benefit
  • Discounts on LASIK and PRK surgery
  • Access to a nationwide provider network

Note: Must have 2 people on plan. Use the provider lookup to find in-network vision providers.

Ready to explore Aflac supplemental insurance for your North Dakota business?

For educational purposes only. Products, features, premiums, benefits, limitations, and availability may vary by carrier and state. This material is not a guarantee of coverage, savings, tax treatment, or future results and is not tax, legal, or accounting advice. Consult your tax and legal advisors.