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Explore Aflac Products
Browse our 8 Aflac products to find the right coverage for your needs.
Frequently Asked
What products are offered?
We offer 8 different Aflac products to help you find the right coverage before purchasing.
Accident Insurance – Pays cash benefits for covered accidents and injuries.
Hospital Indemnity Insurance – Helps with costs of hospital stays not covered by health insurance.
Critical Illness Insurance – Provides a lump sum for serious conditions like cancer, heart attack, or stroke.
Cancer Insurance – Cash benefits for treatments, travel, and recovery expenses related to cancer.
Short-Term Disability Insurance – Replaces part of your income if you can’t work due to illness or injury.
Dental Insurance – Coverage for exams, cleanings, and major dental work.
Vision Insurance – Helps pay for eye exams, glasses, and contacts.
Life Insurance – Provides financial security for loved ones after a loss.
How does AFLAC work?
Are these products affordable?
Why Your Business Should Offer Aflac
Offering Aflac supplemental insurance gives your employees peace of mind and financial protection, which can improve morale, productivity, and retention.
Key Benefits for Your Business:
Attract and Retain Talent: Employees value benefits that protect them and their families. Aflac makes your workplace more competitive.
Boost Employee Productivity: Financial stress can hurt focus. With Aflac, employees can handle unexpected medical costs without worry.
Flexible, Low-Cost Options: Many Aflac plans are employer-paid, employee-paid, or shared, making it easy to fit your budget.
Portable Coverage: Employees keep their coverage even if they change jobs, increasing long-term satisfaction.
Simple Administration: Plans are easy to set up, manage, and administer, with digital tools for employees to enroll and file claims.
Positive Company Culture: Demonstrates you care about your employees’ well-being beyond just health insurance.
By offering Aflac, businesses provide real financial protection while enhancing their benefits package—helping employees feel secure, valued, and supported.
When you’re hurt or sick, your health insurance helps pay doctors and hospital bills—but what about the everyday expenses that don’t go away? Aflac pays cash benefits directly to you so you can focus on recovery, not finances.
✔ Portable Plans
Your coverage goes where you go. Even if you change jobs or retire, most Aflac plans can move with you, ensuring continued protection for you and your family.
✔ Most Premiums Are Pre-Tax
Many employer-sponsored Aflac plans allow you to pay premiums before taxes, lowering your taxable income and making coverage more affordable.
✔ Rate Stability
Your premiums are stable and predictable—no surprise increases as long as you keep your plan active, giving you long-term peace of mind.
✔ Easy Access via the Aflac App
File claims, check your benefits, and get updates directly from your smartphone. The app makes managing your coverage quick, simple, and convenient.
✔ Cash Benefits When You Need Them Most
Unlike traditional insurance that pays hospitals or providers, Aflac gives cash directly to you. Use it however you need—rent, groceries, childcare, or other bills—so you don’t have to worry while recovering.
Most Aflac products cost about 1–2 hours of your weekly pay—a small investment for big peace of mind.
For example:
If you earn $20/hour, coverage might cost $20–$40 per week.
If you earn $30/hour, it could be $30–$60 per week.
For that small weekly amount, employees can protect themselves and their families from unexpected medical costs, hospital stays, or critical illnesses—without worrying about their regular bills.
Affordable. Flexible. Peace of Mind.
How to File A Claim
Submit your claim quickly and easily online. Get your benefits paid directly to you—no hassle, no waiting. Click Here.
AFLAC Employer Resource Center
Guide to Recurring Autodraft
Contact Us
Reach out for questions about our 8 Aflac products today.